Decision Making on a Credit Application on the Basis of Scoring Systems

Daniil Tkach

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Journal paper

Russian Journal of Entrepreneurship *
№ 6-1 / June, 2010
* Этот журнал не выпускается в Первом экономическом издательстве

Citation:

Tkach, D. A. (2010). Decision Making on a Credit Application on the Basis of Scoring Systems. Russian Journal of Entrepreneurship, 11(6), 103-107.

Abstract:
The article deals with the methods of increasing profits of commercial banks in mass retail crediting of individuals. Increased competition in the banking sector forces lenders to reduce interest rates on credit obligations and to mitigate the requirements for borrowers. All these factors show keen interest of banks in improving work efficiency related to the decisions on loan applications.

Keywords: commercial bank, scoring, decision-making system, credit limit, credit application, crediting of individuals, underwriting

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Подробнее об авторе:

Ткач Даниил Александрович
Аспирант факультета Бизнес-информатики Государственного университета - Высшей школы экономики, начальник Отдела скоринговых систем АКБ «Московский Банк Реконструкции и Развития» (ОАО)

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Citation:

APA
Tkach, D. A. (2010). Decision Making on a Credit Application on the Basis of Scoring Systems. Russian Journal of Entrepreneurship, 11(6), 103-107.

AMA/Vancouver
Tkach DA. Decision Making on a Credit Application on the Basis of Scoring Systems. Russian Journal of Entrepreneurship. 2010; 11(6):103-107.

MDPI and ACS Style
Tkach, D.A. Decision Making on a Credit Application on the Basis of Scoring Systems. Russian Journal of Entrepreneurship 2010, 11, 103-107.

Chicago/Turabian Style
Tkach, Daniil Aleksandrovich 2010 "Decision Making on a Credit Application on the Basis of Scoring Systems" Russian Journal of Entrepreneurship 11, no. 6:103-107.

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