Building a system of economic security indicators of the bank on the basis of internal procedures for assessing capital adequacy
Makeev S.N.1
1 Инвестиционная компания «Доходъ»
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Journal paper
Russian Journal of Entrepreneurship *
Volume 19, Number 4 (April 2018)
* Этот журнал не выпускается в Первом экономическом издательстве
Abstract:
Within the framework of this article, we describe theoretical and methodological approaches to assessing the state of economic security of commercial banks on the basis of a key indicator, namely, capital adequacy, taking into account all available risks. We suggest structuring the state of economic security of a commercial bank at a functional and strategic level and assessing it from a normative and corporate point of view. The article presents a formula-methodological tool for calculating; we also build an evaluation scale that, taking into account the ratio of normative and corporate economic security, determines the current status and ability of a commercial bank to develop steadily.
Keywords: commercial bank, economic security, regulatory capital, economic capital, capital adequacy, mega regulator
JEL-classification: G21, G32, G20
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