Impact of external factors on the formation of credit lending model of small and medium-sezed enterprises. foreign experience
Brykov B.A.1
1 Финансовый университет при Правительстве Российской Федерации
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Journal paper
Russian Journal of Entrepreneurship *
Volume 18, Number 13 (July 2017)
* Этот журнал не выпускается в Первом экономическом издательстве
Abstract:
Small and medium-sized enterprises (SMEs) have a significant impact on economic growth and development of any country. In many countries, SMEs constitute the majority of enterprises. Each country has its own classification criteria, features of crediting system and credit lending models. In order to draw recommendations for the development of lending to SMEs in Russia it is necessary to analyze the experience of other countries and factors that have impact on formation of models. Based on the results of the analysis, we identified several measures to support SMEs that are the most suitable for adaptation in Russia. These measures will lead to greater demand for lending to SMEs and to more willing financing SMEs by banks.
Keywords: small and medium-sized business, foreign experience, external factors, bank crediting, credit lending models
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