Digitalization and crowdfunding: features and prospects in financial engineering

Sirotkin A.S.1
1 Московский финансово-промышленный университет «Синергия», Russia

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Journal paper

Russian Journal of Innovation Economics (РИНЦ, ВАК)
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Volume 9, Number 4 (October-December 2019)

Citation:

Sirotkin, A. S. (2019). Digitalization and crowdfunding: features and prospects in financial engineering . Russian Journal of Innovation Economics, 9(4), 1661-1676. https://doi.org/10.18334/vinec.9.4.41453

Indexed in Russian Science Citation Index: https://elibrary.ru/item.asp?id=42555598
Cited: 14 by 31.03.2023

Abstract:
The article presents an analysis of the impact of the digital revolution results on the financial market through the development of investment platforms. The development of new FINTECH services of alternative financing attraction on the one hand opens up new opportunities for obtaining borrowed proceeds, while creating competition for banking institutions. On the other hand, the development of investment platforms based on crowdfunding technologies entails huge risks that prevent their frequent use.

Keywords: crowdfunding, alternative financing, digital economy

JEL-classification: O31, O32, O33, O35

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