Assessment of Creditworthiness of Mortgage Borrowers in the Russian Federation

Yanina Roschina

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Journal paper

Russian Journal of Entrepreneurship *
№ 1-1 / January, 2010
* Этот журнал не выпускается в Первом экономическом издательстве

Citation:

Roschina, Y. A. (2010). Assessment of Creditworthiness of Mortgage Borrowers in the Russian Federation. Russian Journal of Entrepreneurship, 11(1), 113-117.

Abstract:
The article examines creditworthiness of mortgage borrowers and two methods of its assessment - "manual" underwriting and underwriting based on scoring. The aim is to find the optimal method for assessing creditworthiness of mortgage borrowers in Russia at the moment.

Keywords: mortgage lending, creditworthiness of borrowers, underwriting of borrowers, scoring system

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