Methodological aspects of operational risk management in lending to corporate borrowers

Pomulev A.A.1
1 Финансовый университет при Правительстве Российской Федерации

 Download PDF | Downloads: 24 | Citations: 5

Journal paper

Shadow Economy (РИНЦ, ВАК)
опубликовать статью | оформить подписку

Volume 3, Number 1 (January-March 2019)

Citation:

Pomulev, A. A. (2019). Methodological aspects of operational risk management in lending to corporate borrowers. Shadow Economy, 3(1), 67-79. https://doi.org/10.18334/tek.3.1.39952

Indexed in Russian Science Citation Index: https://elibrary.ru/item.asp?id=37313592
Cited: 5 by 05.09.2022

Abstract:
In article the problem of management of operational risk in process crediting of corporate borrowers which is debatable in modern practice of a risk management is considered. The etiology of operational risk allows to refer incidents of loss of providing which in essence aren't those to this definition. By consideration of events of operational risk in the course of crediting of a real financial consequence can not arise, and in this case there are difficulties with a correctness of allocation of the losses influencing adjustment at an assessment of own capital. Practice shows that the problem also consists in the mechanism of differentiation responsibility of divisions at working off of incidents. In article the next key moments are analyzed: • main aspects of management of operational risk; • concepts of operational risk when crediting corporate borrowers, mortgage risk during the work with providing; • classification of factors of operational and mortgage it is risk;

Keywords: credit risk, operational risk, collateral, monitoring the credit portfolio

JEL-classification: G170, G210

Похожие статьи:

  Organization of operational risk management in lending to corporate borrowers (Помулев А.А.) Shadow Economy. Num. 2 / 2019

   Modeling of Borrower Default Risk Management System under Mortgage Landing (Рублева Т.А.) Journal of Economics, Entrepreneurship and Law. Num. 4 / 2012

References:

Balabanov I.T. (1996). Основы финансового менеджмента. Как управлять капиталом? M.: Finansy i statistika.
Brilon A., Minimulin D. (2009). Контроль залогового имущества банком: методические аспекты Риск: ресурсы, информация, снабжение, конкуренция. (2). 77-84.
Korkina V.S. (2013). Otsenka zalogovyh riskov v protsesse provedeniya zalogovoy ekspertizy [Assessment of deposit risks in the process of pledged assets evaluation]. Russian Journal of Entrepreneurship. (18(240)). 68-78. (in Russian).
Korkina V.S. (2014). Differentsirovannyy podkhod k provedeniyu zalogovoy ekspertizy pri kreditovanii korporativnyh klientov kommercheskogo banka [Differential approach to examination collaterization for commercial lending commercial bank]. Property Relations in the Russian Federation. (7(154)). 47-58. (in Russian).
Krichevskiy M.L. (2012). Finansovye riski [Financial risks] M.: KNORUS. (in Russian).
Kulik V.V., Kremleva I.V. (2015). Основы риск-менеджмента M.: ANO DPO «Korporativnyy universitet Sberbanka».
Lapusta M.G. (1996). Riski v predprinimatelskoy deyatelnosti [Risks in business] M.: INFRA-M. (in Russian).
Lobanov A., Filin S., Chugunov A. (1999). Risk-menedzhment [Risk management]. Risk. (4). 45. (in Russian).
Pomulev A.A. (2012). Управление рисками малого предпринимательства. Риск-менеджмент инновационной деятельности субъектов малого предпринимательства Germany: LAPLAMBERTAcademicPublishing.
Pomuleva N.S. (2014). Финансовый анализ Chita: Izdatelstvo Zab. gos. un-ta.
Serdyukova I.D. (1996). Методы анализа финансовых рисков Бухгалтерский учет. (6). 54.
Smirnov V.V. (1997). Страховая защита от рисков при реализации продукции по договорам купли-продажи по базисам поставки M.: Izdat. tsentr Ankil.

Смотрите также:

   Prakticheskie aspekty postroeniya vnutrenney reytingovoy modeli nefinansovyh kompaniy (Ивлиев С.В., Фролова М.С. и др.) Num. 1 / 2015

  Minimizing the credit risks of commercial banks as a component of their economic security (Идрисова Э.А.) Journal of Economics, Entrepreneurship and Law. Num. 4 / 2016

  Debt overburden in Russia: mitigation measures and their effectiveness (Халтурина О.А., Терешкина Н.Е.) Economic security. Num. 1 / 2025

   Forming of the system of bank crediting of the new businesses under condition of direct participation in the capital (Глянько Д.А.) Creative Economy. Num. 10 / 2010

   Lending to audiovisual enterprises: problem analysis and ways to overcome them (on the example of international practice) (Малышев А.В., Ланина Л.А. и др.) Creative Economy. Num. 3 / 2021

Страница обновлена: 08.04.2025 в 13:54:42